Finally got it figured out. It's "driver options", not "pdo"PDO attributes".
$databases = array (
'default' =>
array (
'default' =>
array (
'database' => 'drupaldb',
'username' => 'drupaluser',
'password' => 'password',
'host' => '192.168.10.100',
'port' => '3306',
'driver' => 'mysql',
'prefix' => '',
'driver options' => array(
PDO::MYSQL_ATTR_SSL_KEY => '/path/client-key.pem',
PDO::MYSQL_ATTR_SSL_CERT => '/path/client-cert.pem',
PDO::MYSQL_ATTR_SSL_CA => '/path/ca-cert.pem',
),
),
),
);
Edit: Fixed typo.