I would like to allow users to add a "card on file" outside of the payment workflow. I have authorize.net configured and I'm able to save a "card on file" during order completion. The cards list view appears correctly at the path
This path is provided by commerce_cardonfile's implementation of hook_menu():
$items['user/%user/cards/add'] = array(
So logged in as user 1, I should be able to add a card from the page at the path
But I get "Access denied"... How can I access a form to add a card outside of the payment workflow?