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I am wondering if anyone can point me in the right direction. There is only a single product type on my site, however I want every user to get 1000 "point" credit every month. They can buy 1 product for each credit.

I am assuming some kind of checkout system is also necessary, but the payments only have to be through paypal or something similar.

any suggestions?

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You will probably want to look at the Userpoints API (http://drupal.org/documentation/modules/userpoints) and possibly utilized Rules in conjunction with an eCommerce solution like UberCart.

Or, if you don't need to actually take payment in money at all, there is a Userpoints Contrib module for facilitating points in conjunction with downloads.

userpoints-download Users lose or gain points when the download attachments (requires site to be configured with private download method).

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  • Does installing a big module like ubercart affect the performance on my site if I only use a small portion of it?
    – Peter Budde Smidt Christensen
    Commented Jan 10, 2013 at 13:39
  • UberCart itself is fairly modular, so you can disable aspects of its interface which you don't need, like Shipping, etc. if you have just digital products.
    – David Csonka
    Commented Jan 10, 2013 at 17:32

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